Client Services

Retirement Planning

Dependable, tax-aware income designed to last — so you can step into retirement with confidence instead of crossed fingers.

Retirement isn’t one decision — it’s hundreds of them, and they all pull on each other. We turn them into one coordinated income plan.

Questions we help you answer

When can I actually afford to retire — and what could move that date up?

How much can we spend each year without worrying about running out?

Which accounts should we draw from first, and in what order?

When should each of us claim Social Security?

What happens to the plan if markets drop early in retirement?

How we approach it

We start with the life you want — where you’ll live, what you’ll do, who you’ll support — and build the income strategy backwards from there. That means coordinating your 401(k)s, IRAs, brokerage accounts, pensions, and Social Security into a single withdrawal plan that’s deliberate about taxes in every year, not just this one.

Then we stress-test it. Bad markets, long lives, surprise expenses — you’ll see how the plan holds up before you rely on it, and we revisit it together as life unfolds.

Curious what working together looks like? Walk through your experience at Allegia.

For advisors

Do what is right. Dig deeper. Build real relationships.

— Darren Colananni, Founder

Credentials

Our founder holds the following professional designations:

CFP®

ChFC®

CIMA®

CPWA®

Check the background of your financial professional on FINRA’s BrokerCheck ↗.